Investment is something we do on daily basis. For example, a businessman invests in a new project and a housewife invests in a good vacuum cleaner. Similarly, a student invests his energy in the study and a fitness expert invests in fitness equipment. The purpose of all these investments is to get comfortable in the future You can start this investment with Allah as well.
How To Invest:
Spend in the way of Allah according to your capacity and He will multiply that amount and return you with the profit of extra rewards and His love. Allah created human beings and showered his blessings upon them. Its the duty of Muslims to show their generosity and love of Allah by donating his wealth to the poor people living in his society.
Your subconscious mind can arise the question that how to donate and to whom. There are a number of ways through which you can spend in the way of Allah. For example, you can donate money to a trust working for orphan children, or donate for the construction of a Masjid.
Take a few dollars from your pocket and keep them aside as your Sadaqah. There is another form of Sadaqah that gives me immense pleasure. I want to share my personal experience with you. Apart from setting aside some money for spending in the way of Allah on monthly basis or out of my profit, I experience real happiness when there is a deserving person in front of me and I pass money to that person. The smile and outburst of happiness on the face of a poor child give you a feeling unmatchable to any other feeling. This unintentional donation from my pocket has its own meaning for me. You can go for a planned donation. Donate on the monthly basis or set a certain amount for spending in the way of Allah out of your profit.
All the teachings of Islam involve the role of intentions (Niyyah in Arabic). Making an intention for any religious activity is the starting step of almost all obligations. For example, you need to make an intention before Wadu, Ghusl, Salah, etc. Similarly, pure intention plays its role while spending in the way of Allah. The intention behind this spending must be that this action is for the sake of Allah. Show off for the money or being religious and pious person can be a major reason for wasting your this pure action.
"O you who have believed, do not invalidate your charities with reminders or injury as does one who spends his wealth [only] to be seen by the people and does not believe in Allah and the Last Day. His example is like that of a [large] smooth stone upon which is dust and is hit by a downpour that leaves it bare. They are unable [to keep] anything of what they have earned. And Allah does not guide the disbelieving people". (Surah Al Baqarah verse 264)
Investment for the day of Judgement:
This business investment has mind-blowing advantages. This business will not get affected by the increase or decrease in market rates, neither it will decay, and the risk of loss are some of those factors that can make your investment protected. There can be multiple forms of your spending in the way of Allah. For example, the best form is to spend on your relatives.
"When a Muslim spends something on his family intending to receive Allah's reward it is regarded as Sadaqah for him."
Research For Sadaqah is important:
Apart from this, you can spend in the way of Allah after a little research. Every region has its requirements and needs. For example in some parts of the world, people are dying because of food scarcity or water scarcity. Then, it’s your obligation to donate food or water resources to save the lives of people in your area. Similarly, in developed countries, you may not find a situation of food or water scarcity, but you can donate to the building of a Masjid or Madrassah or donate to the printing of any Islamic book or journal or fund those working for the religion, etc. There could be various forms of donation that depend on the community's needs. Do some research and then donate.
Dear brother and sister, I tried to explain to you this religious obligation. i.e. spending in the way of Allah in worldly terms. i.e. business investment. But, the truth is that spending in the way of Allah can not find an analogy with worldly terms and concepts. It's just for the sake of understanding. Donate for your Duniya and Akhira.